We believe that a successful financial technology platform is one that has a believable business proposition in solving a real business need, with a potential to cause a fundamental transformation or disruption in the financial services industry and to generate scale across regions. Appropriate financial support from the right investors as well as having an installed customer or user base are proofs of concept and important evidence that third parties have thoroughly evaluated the proposition and are willing stakeholders. In addition, a robust execution capability, strong people commitment, ability to fund its growth trajectory and the drive and vision of the principle promoters are important considerations to its success.