Press Release 2002-2009

"The Excellence in Retail Financial Services Award Winners"

Best Retail Bank in The Asia Pacific Download Press Release
Public Bank (Malaysia)

Best Regional Retail Business in Asia Pacific  
HSBC (Asia Pacific)

Best Retail Bank in China  
China Merchants Bank (China)

Best Retail Bank in the Gulf Region  
Abu Dhabi Commercial Bank (United Arab Emirates)

Best Retail Bank in Central Asia  
Asia Universal Bank (Kyrgyz Republic)

Most Admired Bank outside the Asia Pacific, Central Asia and Gulf region  
Wells Fargo (US)

Retail Banker of the Year Award  
Ma Weihua, CEO of China Merchants Bank

Best Retail Banks by Country  
Asia Pacific
Australia - ANZ
Bangladesh - Janata Bank
Brunei - Standard Chartered Bank
China
Best Retail Bank - China Merchants Bank
Best Large-Scale Retail Bank - Industrial and Commercial Bank of China
Best Joint Stock Retail Bank - China Merchants Bank
Best City-Commercial Retail Bank - Bank of Beijing
Best Foreign Retail Bank - HSBC
Hong Kong - Hang Seng Bank
India - HDFC Bank
Indonesia - Bank Central Asia
Japan - Shinsei Bank
Malaysia - Public Bank
Pakistan - MCB
Philippines - Bank of the Philippine Islands
Singapore - OCBC Bank
South Korea - Shinhan Bank
Sri Lanka - Hatton National Bank
Taiwan - Cathay United Bank
Thailand - Siam Commercial Bank
Vietnam - ANZ Vietnam

Gulf Region

Kuwait - Kuwait Finance House
United Arab Emirates - Abu Dhabi Commercial Bank
Qatar - Qatar National Bank
Saudi Arabia - Al Rajhi Bank
  Central Asia  
Kyrgyz Republic - Asia Universal Bank

Excellence in Products and Processes Awards (Asia Pacific and Gulf States)  
Best Deposit Product/Campaign
- Public Bank (Malaysia)
Excellence in SME Banking
- HSBC (Hong Kong)
Excellence in Mortgage Business
- Kasikornbank (Thailand)
Excellence in Automobile Lending
- Public Bank (Malaysia)
Excellence in Credit Card Management
- United Overseas Bank (Singapore)
Best Internet-Only Bank Award
- SBI Sumishin Net Bank (Japan)
Best Retail Banking Branch Innovation Award
- CIMB Bank (Malaysia)
Excellence in Internet Banking Award
- Commonwealth Bank of Australia
Excellence in Mobile Phone Banking Award
- Kasikornbank (Thailand)
Excellence in Remittance Business Award
- Western Union (Asia Pacific)
Excellence in Bancassurance (Joint Award)
- OCBC Bank and Great Eastern Holdings (Singapore)
Excellence in Wealth Management Award
- Hang Seng Bank (Hong Kong)
Excellence in Credit Collection
- Taishin International Bank (Taiwan)

Special Awards (Asia Pacific, Gulf States and Central Asia)  
Best Customer Loyalty Programme
- HSBC (Singapore)
Excellence in Customer Advocacy
- OCBC Bank (Singapore)
Best Brand Building Initiative
- HSBC (Asia Pacific)
Excellence in Employee Engagement
- Siam Commercial Bank (Thailand)
Excellence in Distribution Network Integration
- Commonwealth Bank of Australia
Excellence in Business Model Innovation
- ICICI Bank (India)
Best Retail Bank in The Asia Pacific Download Press Release
HSBC (Hong Kong)

Best Regional Retail Business in Asia  
Standard Chartered Bank (Asia Pacific)

Best Non-Bank Financial Institution in Asia  
CitiFinancial (Hong Kong)

Best Retail Bank in the Gulf States  
Al Rajhi Bank (Saudi Arabia)

Best Retail Bank in Central Asia  
Halyk Savings Bank of Kazakhstan (Republic of Kazakhstan)

Most Admired Bank outside the Asia Pacific, Central Asia and Gulf region  
Royal Bank of Scotland (UK)

Retail Banker of the Year Award  
Edmund Koh, President, Ta Chong Bank (Taiwan) and former regional head of consumer banking DBS (Singapore)

Best Retail Banks by Country  
Asia Pacific
Australia - ANZ
Bangladesh - Standard Chartered Bank
Brunei - Standard Chartered Bank
China
Best Retail Bank - Industrial and Commercial Bank of China
Best Mega Retail Bank - Industrial and Commercial Bank of China
Best Joint Stock Retail Bank - China Merchants Bank
Best City Commercial Retail Bank - Bank of Shanghai
Best Foreign Retail Bank - Standard Chartered Bank
Hong Kong - HSBC
India - HDFC Bank
Indonesia - Bank Central Asia
Japan - Mizuho Bank
Malaysia - Public Bank
Pakistan - Standard Chartered Bank
Philippines - Bank of the Philippine Islands
Singapore - Citibank
South Korea - Kookmin Bank
Sri Lanka - Hatton National Bank
Taiwan - Chinatrust Commercial Bank
Thailand - Siam Commercial Bank
Vietnam - ANZ Vietnam

Gulf Region

Kuwait - Kuwait Finance House
United Arab Emirates - ADCB
Qatar - Qatar National Bank
Saudi Arabia - Al Rajhi Bank
  Central Asia  
Republic of Kazakhstan - Halyk Savings Bank
Kyrgyz Republic - AsiaUniversalBank
Best Retail Bank in The Asia Pacific Download Press Release
Westpac Banking Corp.(Australia)

Best Retail Banker 2006  
Michael DeNoma, Group Executive Director of Consumer Banking,
Standard Chartered Bank

Best Regional Retail Business in The Asia Pacific  
HSBC(Asia Pacific)

Best Non-Bank Financial Institution in The Asia Pacific  
CitiFinancial (India)

Best Retail Bank in China  
China Merchants Bank

Best Retail Bank in The Gulf States  
Al Rajhi Bank (Kingdom of Saudi Arabia)

Best Retail Bank in Central Asia  
Halyk Savings Bank of Kazakhstan (Kazakhstan)

Most Admired Bank Outside The Asia Pacific and Gulf Regions  
Wells Fargo

Best Retail Banks by Country  
Asia Pacific
Australia - Westpac Banking Corp.(Australia)
Bangladesh - Sonali Bank
Brunei - HSBC (Brunei)
China
Best State-owned Retail Bank - Industrial and Commercial Bank of China
Best Joint Stock Retail Bank - China Merchants Bank
Best City Commercial Retail Bank - Bank of Shanghai
Best Foreign Retail Bank - Bank of East Asia (Hong Kong)



Hong Kong - HSBC
India - HDFC Bank
Indonesia - Bank Central Asia
Japan - Sumitomo Mitsui Banking Corp.
Malaysia - HSBC (Malaysia)
Pakistan - Standard Chartered (Pakistan)
Philippines - Bank of the Philippine Islands
Singapore - DBS Bank
South Korea - Kookmin Bank
Sri Lanka - Standard Chartered (Sri Lanka)
Taiwan - Taishin International Bank
Thailand - Siam Commercial Bank
Vietnam - HSBC (Vietnam)

Gulf States

Kuwait - Gulf Bank
United Arab Emirates - National Bank of Dubai
Qatar - Commercial Bank of Qatar
Saudi Arabia - Al Rajhi Bank

Country Achievement Award  
China
Mortgage Business – China Construction Bank
Wealth Management Business – Bank of China
Cards and Payments Business – China Merchants Bank
Branch Innovation – China CITIC Bank
Internet Banking – China Merchants Bank
Multi-Channel Retail Banking – Industrial and Commercial Bank of China
Retail Operations and Technology – Bank of Shanghai

Excellence in Products and Processes Awards (Asia Pacific and Gulf States)  
Best Deposit-Linked Product Award
– Standard Chartered Bank (Singapore)
Best Retail Islamic Financing Product
– Kuwait Finance House (Kuwait)
Best Internet-only Bank Award
- Sony Bank (Japan)
Best Retail Banking Branch Innovation Award
- Emirates Bank (United Arabic Emirates)
Excellence in Automobile Lending Award
- AmBank (Malaysia)
Excellence in Credit Card Management Award
- Citibank (Singapore)
Excellence in Internet Banking Award (Platform)
- Chinatrust Commercial Bank (Taiwan)
Excellence in Internet Banking Award (Channel)
- HSBC Hong Kong
Excellence in Mobile Phone Banking (Japan)
- Sumitomo Mitsui Banking Corporation
Excellence in Mortgages and Home Equity Award
- Standard Chartered Bank (Hong Kong)
Excellence in Multi - Channel Distribution Award
- OCBC (Singapore)
Excellence in Retail Banking Strategy and Execution Award
- Abu Dhabi Commercial Bank (United Arabic Emirates)
Excellence in Retail Risk Management Award
- ANZ (Australia)
Excellence in Remittance Business
- ICICI Bank (India)
Excellence in Bancassurances (Joint Award)
- HSBC Hong Kong and HSBC Insurance (Asia Pacific)
Excellence in SME Banking Award
- Kasikornbank (Thailand)
Excellence in Sub-Prime Lending Award
- Bank Rakyat Indonesia (Indonesia)
Excellence in Wealth Management Award
- Citibank (Hong Kong)
Excellence in Retail Operations/Technology
- Commonwealth Bank of Australia (Australia)
Best Retail Bank in Asia Download Press Release
Hang Seng Bank (Hong Kong)

Best Retail Banker 2005  
Mr. Masamoto Yashiro, Chairman of the Board, Shinsei Bank, Japan

Best Regional Retail Business in Asia  
Hong Kong Shanghai Banking Corporation (Asia Pacific)

Best Non-Bank Financial Institution in Asia  
GE Money (Thailand)

Best Retail Banks by Country  
Australia - Commonwealth Bank of Australia
Bangladesh - Sonali Bank
Brunei - HSBC (Brunei)
China
• Best Retail Bank - China Merchants Bank
• Best Retail Bank (State-owned) - Industrial and Commercial Bank of China
• Best Joint Stock Retail Bank - China Merchants Bank
• Best City Commercial Bank - Bank of Shanghai
• Best Foreign Bank - HSBC (China)

Hong Kong - Hang Seng Bank
India - ICICI Bank
Indonesia - Bank Central Asia
Japan - Shinsei Bank
Malaysia - Public Bank
Pakistan - Askari Commercial Bank
Philippines - Bank of the Philippine Islands
Singapore - DBS Bank
South Korea - Kookmin Bank
Sri Lanka - HSBC (Sri Lanka)
Taiwan - Taishin International Bank
Thailand - Siam Commercial Bank
Vietnam - Asia Commercial Bank

Excellence in Products and Processes Awards  
Best Consumer Credit Product Award
- GE Money Singapore (“EzyCash”)

Best Deposit-Linked Product Award
- Bank of East Asia, Hong Kong (Customised Equity Linked Deposit Products)

Best Internet-only Bank Award
- eBANK (Japan)

Best Retail Banking Branch Innovation Award
- Siam Commercial Bank (Thailand)

Excellence in Automobile Lending Award
- ICICI Bank (India)

Excellence in Credit Card Management Award
- Taishin International Bank (Taiwan)

Best Credit Card Product Award
- Hong Leong Bank, Malaysia, (Mobile Credit Card)

Excellence in Internet Banking Award
- Shinsei Bank (Japan)

Excellence in Mortgages and Home Equity Award
- E.SUN, Taiwan (Life-Cycle Based Mortgage Supermarket)

Excellence in Multi Channel Distribution Award
- ICICI Bank (India)

Excellence in Retail Banking Strategy and Execution Award
- China CITIC Bank (China)

Excellence in Retail Risk Management Award
- National Australia Bank (Australia)

Excellence in Sub-Prime Lending Management Award
- Bank Raykat Indonesia (Indonesia)

Excellence in Wealth Management Award
- Hang Seng Bank (Hong Kong)

Excellence in SME Banking Award
- HSBC (Hong Kong)

Best Retail Bank in Asia 2004 Download Press Release
HSBC (Hong Kong)

Best Regional Retail Banking Business Award  
Citibank Asia Pacific

Retail Banker of the Year 2004  
Ms. Chanda Kochhar, Executive Director and Head of Retail. ICICI Bank

Best Non-Bank Financial Institution in Asia  
GE Money (Thailand)

Best Retail Banks by Country  
Brunei - HSBC (Brunei)
China
• Best Retail Bank in China - Industrial and Commercial Bank of China
• Best Joint Stock Retail Bank in China - China Merchants Bank
 
Hong Kong - HSBC (Hong Kong)
India - ICICI Bank
Indonesia - Bank Central Asia
Japan - Shinsei Bank
Pakistan - Askari Commercial Bank
Philippines - Bank of the Philippine Islands
Singapore - DBS Bank
South Korea - Kookmin Bank
Taiwan - Chinatrust Commercial Bank
Thailand - Siam Commercial Bank
Vietnam - ANZ Vietnam

Excellence in Products and Processes Awards  
Best Consumer Credit Product Award
-
Standard Chartered (Malaysia) - QuickCash

Best Deposit-Linked Product Award
-
UOB - FirstZero Home Loan

Best Internet-only Bank Award
-
Japan Net Bank

Best Retail Banking Branch Innovation Award
-
Shinsei Bank

Excellence in Automobile Lending
-
Bank of the Philippine Islands

Excellence in Credit Card Management Award
-
Union Bank of the Philippines


Excellence in Internet Banking Award
-
Bank of East Asia

Excellence in Mortgages and Home Equity Award
-
Korea First Bank

Excellence in Multi-Channel Distribution Award
-
Bangkok Bank

Excellence in Retail Banking Strategy and Execution
-
Taishin International Bank

Excellence in Retail Risk Management Award
- HDFC Bank

Excellence in Sub-Prime Lending
- Bank Rakyat Indonesia

Excellence in Wealth Management Award
-
Hang Seng Bank

Country Category Award  
Best Retail Bank in the region - Standard Chartered Bank (Singapore)
Brunei - HSBC (Brunei)
China - Industrial and Commercial Bank of China
Hong Kong - Standard Chartered Bank (Hong Kong)
India - ICICI Bank
Indonesia - Bank Central Asia
Japan - Citibank N.A.
Malaysia - Public Bank Berhad
Pakistan - Askari Commercial Bank
Philippines - Bank of the Philippines Islands
Singapore - DBS Bank
South Korea - Kookmin Bank
Taiwan - Chinatrust Commercial Bank
Thailand - Bangkok Bank
Vietnam - ANZ Bank (Vietnam)

Operational Excellence in Retail Financial Services  
HDFC Bank (India)
Kasikornbank (Thailand)
Shinhan Bank (South Korea)

Product/Service Excellence in Retail Financial Services  
Bank of East Asia (Hong Kong) for Cyberwealth
Bank Rakyat Indonesia for Micro-business
RHB Bank Berhad (Malaysia) for RHB EVO Mastercard
Banco de Oro Universal Bank (Philippines) for BDO Cashcard
Taishin Bank (Taiwan) for Infinite Platinum Card

Outstanding Retail Banker of the year 2004  
Wilson Chia, Head of Consumer Banking, Standard Chartered Singapore
Country Category Award  
Best Retail Bank in Asia - Standard Chartered, Singapore
China - ICBC
Hong Kong - HSBC (HK)
India - ICICI Bank
Indonesia - Lippo Bank
Korea - Kookmin Bank
Malaysia – Citibank Bhd
Philippines - Bank of the Philippines Islands
Taiwan – Chinatrust Commercial Bank
Thailand - Bangkok Bank

Product/Service Excellence in Retail Financial Services  
Asian Banker Retail Product Excellence Award
Bank of East Asia, Hong Kong - My Cyberworld
Citibank, India - MTV Credit Card
DBS Bank, Singapore - Cashline
Asian Banker Retail Service Excellence Award
RHB Bank, Malaysia - Customer Care Centre
Asian Banker Retail Process Excellence Award
Standard Chartered, Indonesia - Loans Application Process
Press Coverage 2003
Excellence in Retail Financial Service 2003  
Asian Banker honors best retail banks of 2002
Kookmin chosen as best retail bank
Magazine names BPI “Best Retail Bank”
Few Asian banks seen as good franchises
ICICI Bank bags Asian Banker Journal award for retailing
Banks need to focus on 3 areas
Citibank wins award for best retail bank in Malaysia
Country Category Award  
Best Retail Bank in Asia - Standard Chartered, Singapore
China – Bank of China
Hong Kong – Bank of East Asia
India – ICICI Bank
Indonesia – Bank NISP
Malaysia – Public Bank
Philippines – Union Bank of Philippines
Thailand – Bangkok Bank

Product/Service Excellence in Retail Financial Services  
Asian Banker Product Excellence Award
Westpac Banking Corporation Australia – Year of Dragon – Lunar New Year Term Deposit
ICICI Bank, India - Kid-e-Bank
Bank NISP, Indonesia - Taka Baru Long-term Savings Product
Standard Chartered Bank Malaysia - Mortgage-linked Credit Cards
Asian Banker Process Excellence Award
Bank of China, China - Credit Risk management









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